You can add a new bank account to your Gusto profile directly from your admin account. We recommend connecting your account using Plaid for the fastest and most secure experience.
Steps to Add a Bank Account
Sign in to your Gusto admin account.
Click your name in the top right corner and select Settings.
Go to the Plan & Billing tab.
Scroll to Bank Accounts and click Add bank account.
If you don’t see this option, your account may still be pending approval. Once approved, you’ll be able to add additional bank accounts.
Choose how to connect your bank:
Connect Instantly with Plaid (Recommended): Securely sign in to your bank through Plaid and your account will be connected right away.
Connect Manually: Enter your routing and account numbers. This method requires 1–2 business days for verification using small test deposits.
Change your default bank account
Until the new bank account is fully verified and set up, your current default bank account will be used for all standard debits and prior payrolls processed. If we receive a bank error from the account on file at the time a payroll was processed, you may be moved to a slower direct deposit
Click your name at the top right of Gusto and select Settings.
Go to the Plan & billing tab.
Scroll to the “Bank Accounts” headline, find the bank account you want to make the default account, and click the three-dot menu in the “Actions” column.
If you don't have another bank account verified already, you'll need to add, verify, and set an alternate bank account as the default before removing the current default account.
Choose Set as default.